Cobb workers face changes to insurance
by Geoff Folsom
m@mdjonline.com
October 06, 2011 12:01 AM | 3575 views | 30 30 comments | 16 16 recommendations | email to a friend | print
MARIETTA — Cobb County’s more than 4,000 employees have been showing more proof than in the past in order to make sure family members can claim health benefits. The county has also introduced surcharges for tobacco use and for people who take out coverage for spouses who can get it at their own workplace.

While spouses are still eligible for benefits, employees must now show a marriage certificate and a signed income tax return from the most recent year. County spokesman Robert Quigley said spouses’ social security numbers and other personal information can be marked out to maintain privacy.

For dependent children or stepchildren, employees now have to provide a birth certificate, legal guardianship final decree, legal custody decree or final adoption decree.

The changes are among several the county is implementing, including a surcharge for tobacco users of around of $50 a month and a fee of $100 a month for employees who claim a spouse on their coverage who works for a company that provides coverage.

“All of these are cost-control measures,” county Human Resources Director Tony Hagler said. “We’re looking at ways to keep our costs in line.”

So far, the spousal surcharge has brought in an additional $300,000 for the county, Hagler said.

Quigley said the county has had four incidents in the past five years of employees claiming someone as a dependent who didn’t meet qualifications.

“It happens more frequently in the private sector, and now it is starting to happen more in the public sector,” he said.

The county is using LaGrange-based Houze & Associates to provide employee education on the changes, as well as enrollment and administration services.

Quigley said Houze doesn’t charge the county, but the company makes a commission on insurance policies sold.

On Wednesday, the last day for enrollment in the county’s health plan for 2012, Hagler said all but about 400 eligible employees had signed up for benefits, which is on par with previous years.

“Some people have struggled with producing documents,” he said. “Most everybody has done what they need to do.”

County Manager David Hankerson said the changes were made because of rising health care costs, which have gone up between 10 and 12 percent a year. He is hopeful that the changes will keep employee costs stable for 2012.

“We tried to implement the changes to try to keep it at the (20)11 levels,” he said. “We won’t know until the end of the year, but we think it will.”

Hankerson said the county has been looking at ways to control insurance costs for years, and passed this idea by the county’s Citizen Oversight Committee before implementing it.

Hankerson said he hasn’t heard negative comments about the plans from anyone.

“I think there’s been concern,” he said. “I don’t think the numbers (of complaints) have been as great as people thought they’d be.”
Comments
(30)
Comments-icon Post a Comment
Mike O. Bedenbaugh
|
October 07, 2011
Their is a couple of ( private) fire departments in Cobb, Lockheed Martin and Dobbins AFB. But private fire departments don't work the same schedule you do; they work 8 hour shifts, 40 hours a week. You are workings 48 hours,48 hours, and 72 hours in three week cycles for an average of 56 hours per week; still 16 hours above private and the public work week with no overtime. Most people DO NOT PUT THEIR LIFE AND HEALTH ON THE LINE as police and firefighters.Other Government workers do a service to make you; the public's life better. THEY ARE NOT LAZY OR IGNORANT; otherwise they would not be hired

INS
|
October 07, 2011
Small whines.....What the??? You make no sense and I guess you need to get more understanding how things work before you repond again.
anonymous
|
October 07, 2011
There was a type below about pay%. Its actually the 2% of average pay for my profession not 20%
anonymous
|
October 07, 2011
If they lied and then have a medical condition, you better be sure that will come up. They could be denied coverage.
nO OnE
|
October 07, 2011
No one even checks to see if people are not lying when they self report. MANY of the employees in my office said to heck with the county and continue to smoke and lied on the form. How about prosecuting them or start up a narc fund to report employees that dip,chew and smoke? That way I can offset the paycut that I got of 1,200. No one complained? R E A L L Y?? Everyone did, you just hired another company to hear it and peddle that crappy life insurance to us. I now make less than I did in 2005. I will be job hunting when this all turns around. We were promised no pay cuts, a lie, promised no furloughs if we would forgo raises, lie, lie, lie. You clowns even let Mickey Lloyd and his wife retire with full benefits for lying to the county on forms, thats a felony and you let it go. This place is fulton county annexed.
anonymous
|
October 07, 2011
Please tell me where there is a "private" fire department, I want to go work for them.
anonymous
|
October 07, 2011
your crazy if you think we are making more than the private sector. In my profession I'm in the 20th percentile for average in pay. Our insurance has gone up every year, we have mandatory deductions from every paycheck for that pension plan- so its not just taxpayer money, our pension plan has changed to to a hybrid where county contributes less, we get no raises or cost of living and overtime for those eligible is out. How exactly are we making more? these ignorant rants and uniformed posts do nothing but spread lies.

It doesn't matter because we are getting out.
Common Sense
|
October 07, 2011
What I am tired of is paying for other people's insurance who are lazy or illegal.
JVNC
|
October 06, 2011
The Goverment is here for you.

Just ask the 'Mule Procurer'
Mike O. Bedenbaugh
|
October 06, 2011
I worked for Cobb County Fire Department for forty years starting in May 1959 as a volunteer firefighter in Fullers Fire District (East Marietta) for no pay; Then got hired in July 1960. The only benefits was $265.00 per month; nothing else; then worked 96 hours a week and 72 hours the next. We had to furnish every bit of our work clothes, no air packs to breath in the fires and try to rescue people and save their homes and belongings. We gradually started getting insurance around 1967 thanks to Earnest Barrett and eventually a pension (no much of one) then in 1997 we started paying 4% of our pay into the pension plan and since I retired in May 1999 the benefits have been decreasing and employees are paying more each year for their medical insurance. All Cobb County Employees are, but the benefits are changing too. Just ask the new hires compared to the long time employees. Most Fire and Police work second jobs to support their families because they LOVE THEIR JOBS serving the CITIZENS AND PUBLIC NO MATTER THE RISK TO THEIR LIFE OR INJURY AND PROTECTING YOUR LIFE AND PROPERTY. SO Talk to someone who has been there the whole time and KNOWS WHAT THEY ARE TALKING ABOUT: I can tell you history about Cobb County and its government that a lot of people on hear about thru thr Marietta Daily Journal; Otis Brumby, Bill Kenney, and Fred Bently or Earl Smith to name a few. YES I AM HUMAN.
Small Whines
|
October 06, 2011
Typical whiney responses. I don't have it so why should anyone else. Cut insurance out for everyone that way we don't need to bother. We want our swimming pools, tennis courts, library, etc. but the problem with our budget is the highly over paid with extravagent benefits county employees. We are never to blame it is always someone elses fault. Lets go a little farther and cut out unemployment, social security, medicare and medicaid. They are the biggest drain on our budgets. My final whine is why are some people so jealous of what others have. I guess we will never know, these folks are probably too busy watching Dancing with the Stars or American Idol to go out and get their own pot of gold. Sorry but you can't have mine. And no I will not pay extra just because I have it. I was already taxed once.
antiwhine
|
October 06, 2011
Not at all. What I'm saying is that employees working in the public sector whether they are federal, state, or local government should not be paid more than their counterparts (same job) in the private sector. When you factor in pensions,reduced insurance premiums, etc. the public sector employees are making much more when you look at the compensation package as a whole. That is wrong and our country simply can't afford it. It is bankrupting our nation and our taxes is out of control.
cobb resident
|
October 06, 2011
You are absolutely right n5a! People who complain about paying more for smoking, or having to give blood as a biometric test, are the very ones who NEED to be pushed to be healthier! The facts are this- 70% or more of health care costs come from chronic conditions that became worse from a LIFESTYLE choice. That's right- you chose to smoke, eat poorly, not excercise, and the additional costs from claims have to be paid by your employer- then you want to complain when the employer wants you to pay more! WHERE IS THE PERSONAL ACCOUNTABILITY for your own health? The people who choose to live unhealthy lifestyles are burdening the entire system! Why do you think our health care system is in such dissaray? The obesity level in this country has more than doubled in the last 20 years- it's time to be personally responsible- or go find another job!
@antiwhine
|
October 06, 2011
So antiwhine according to your rational a person who works for the county regardless of their education level, experience and position should not make more than someone who works as lets say a cashier for Burger King or a bag person at Publix or maybe the person who collects your garbage. Your argument is ridiculous. You are comparing apples to oranges. By the way I am not a county employee. But I do appreciate the work they do for us every day.
lechat
|
October 06, 2011
So if I'm a (lower paid?) county employee whose spouse has to work, I, in effect, get paid $1200 LESS per year than an employee whose spouse doesn't work and who gets the same insurance coverage? Nice. Great way to treat your employees equally, BOC.

This sounds almost like the old (now illegal) rationale that a man should be paid more than a woman because he needs to support his non-working family.
set the record
|
October 06, 2011
First of all it is not all of the employees. The only employee's who have to pay the $100.00 surcharge are the ones whose spouses have a decent job and work for a company who offers health insurance. So if your spouse has a decent job Cobb County decided to penalize them. They did not penalize the county employees who are married to another employee. (there insurance is a lot cheaper)

The $100.00 does not go to the insurance fund but rather it goes to the general fund. In other words it is a $1200.00 a year pay cut for some. Lets take from the people who excell and make a decent living and fund the insurance for those who do not. (Sounds like I have heard this before)

n5a
|
October 06, 2011
I am confused, Maybe because places I have worked/work now have been doing this???? Behind the times sounds like to me.

To add to cost I think people who are overweight who can't prove they are working out and eat fast food should pay more in INS. I do not smoke and hate fast food mess. I work out 6 days a week for 1 hour. I should pay less being fit and healthy. I'm a good driver and payless in INS. To say it rude fat and lazy people should pay more in INS.
Private Sector
|
October 06, 2011
This is really a non-news story, and its not limited to Cobb employees. The private sector is now beginning to require proof of birth, marriage, adoption, etc. for benefit enrollment. You can blacken out SSN and other private information. Too many people have abused the system.
antiwhine
|
October 06, 2011
for all the employees that are whining...take a look at private sector insurance and then you will see you have it made.

I pay $700 per month out of my check for insurance!

Public service workers should not make more than the private sector employees and residents that fund their paycheck period
IS IT TIME TO GO
|
October 06, 2011
IS IT TIME TO MOVE BEFOR ITS TO LATE?

*We welcome your comments on the stories and issues of the day and seek to provide a forum for the community to voice opinions. All comments are subject to moderator approval before being made visible on the website but are not edited. The use of profanity, obscene and vulgar language, hate speech, and racial slurs is strictly prohibited. Advertisements, promotions, spam, and links to outside websites will also be rejected. Please read our terms of service for full guides